Thanks to the amazing stretch in longevity that gain is likely to last for several decades. Naturally you want to make the most of this precious gift of time and enjoy it to the full. The good news is that this can be the happiest time of life, so how do you ensure that it will be? But it’s hard to understand what retirement will be like until you get there and that’s where having a guide to this unfamiliar territory can help you to navigate the road ahead. When heading off on holiday you will have a plan with a destination, a bag packed with what you need and a budget. It makes sound sense to do the same for this new journey.